We all need good news these days.
Today I had Mail, snail mail and email. One item each and neither brought a smile!
The snail mail came in a brown envelope, you know the type, A5 size with a window to show my name and address. Turning it over the return address was the one that gives us all the shivers: HM Revenue & Customs.
Worry not it was my annual PAYE Coding Notice. It gave my new tax code payable from 6th April for 2008 -2009. I devoured the printed word on the letter; well you need something to concentrate on while masticating on muesli and it reminded me that there are two tax bands:
- 20% on £34600
- 40% on anything over £34600
The first point should read 20% on income up to £34600.
In plain English that means that for my half-crown in taxable income I pay the same rate as Joe Bloggs who earns £34,599.99! Simple yes, but is it fair?
Now for item no 2 my email. This little beauty arrived:
Security Center <email@example.com>
Date Sat, Feb 23, 2008 at 8:20 AM
Subject Unauthorized Activity
Dear valued PayPal member,
It has come to our attention that your PayPal account information needs to be updated as part of our continuing commitment to protect your account and to reduce the instance of fraud on our website. If you could please take 5-10 minutes out of your online experience and update your personal records you will not run into any future problems with the online service.
However, failure to update your records will result in account suspension. Please update your records on or before February 24, 2008.
Once you have updated your account records, your PayPal session will not be interrupted and will continue as normal.
To update your PayPal records click on the following link:
http://XXXX.XXXX.XXXXXXX/icons/cgi/ (altered by moi!)
PayPal Update Team
Accounts Management As outlined in our User Agreement, PayPal will periodically send you information about site changes and enhancements.
Very kind, I hear you say of PayPal to remind me, but the problem is I DO NOT Have a PayPal account. I never had a PayPal account.
I seldom shop online, call me old fashioned, but I like the feel of the item in my hand before I part with my money.
The last time I purchased anything over the internet was my Moo Cards last September. They had an option to pay by Credit Card or by PayPal. Not having an account I used my Credit Card.
This email was not the first purporting to come from PayPal. I received one back in November.
For those of you who use this method of payment, take note and take care.